Frequently Asked Questions About Background Check Mistakes
Q: Do I have the right to review my background check data?
A: In addition to your right to review your credit report annually at no cost, you have rights when a current or prospective employer or potential landlord runs a background check on you as part of an employment- or housing-related decision. The company running the report must give you a written statement of your rights under the FCRA. One of those rights states that you are entitled to review your report for errors if the employer or other party requesting the report takes adverse action against you.
Q: What potential liability does a background check agency face for including inaccurate information on my report?
A: When a background check agency or another party includes inaccurate or misleading information on a consumer’s report or fails to take reasonable precautions to ensure accuracy of reported information, they may be found liable under provisions of the FCRA. The agency may have to pay you monetary compensation as well as covering your attorney’s fees related to the matter.
Q: What can I do if I was the victim of adverse action based on incorrect background check information?
A: You have the right to know what information is in your background check report and to clean up inaccuracies. Hiring an attorney with background check experience can make it easier to clear your name and pursue your rights.
Why Work With a Lawyer to Address Background Check Inaccuracies?
Under the FCRA, when a company is found liable of violating one or more provisions of the FCRA, a harmed consumer can recover attorney’s fees. This means that you could potentially recover monetary compensation without having to pay for legal representation in the process.
Stein Saks, PLLC is dedicated to protecting consumers’ rights. Our skilled, experienced attorney advocates understand the legal complexities and procedural aspects of background check laws.
If someone took adverse action against you because of incorrect or misleading information in a background check report, you have rights.
Contact Stein Saks, PLLC today to schedule a free consultation with a background check lawyer.